Unbeatable blend of charm, comfort, and value situated on a premium corner lot in the Watercolors community. Soaring high ceilings, stylish lvp flooring throughout, custom shutters and ceiling fans that enhance the home. The living room features a cozy fireplace and a built-in shelving creating the perfect spot for relaxing evenings. The open-concept floor plan seamlessly connects the kitchen, complete with convenient breakfast bar. Sliding glass doors open to an oversized covered patio ideal for outdoor dining. The master suite offers a walk-in closet, thoughtfully separated from the two guest bedrooms for added privacy. A new AC condenser (2 years old) ensures year-round comfort. Washer, dryer, and refrigerator are included. Don’t miss the chance to own this charming property in a vibrant 55+ community that combines security with an exceptional lifestyle. Watercolors is a 55+ age and income qualified community offering low maintenance living, community pool & spa and a clubhouse. Conveniently located near shopping and dining.This property carries a $48,000 silent second with the La Quinta Housing Authority and you must meet the moderate-income requirements. Total purchase price including silent second is $409,000. Down payment and loan amount are based on purchase price less the silent second ($361,000 buyer pays + $48,000 Silent second paid by City= $409,000). Living in the La Quinta, the Gem of the Desert for $361K is a steal. Income limits (minimum and maximum income based on household size): 1 person $57,401 to $81,900,2 people $65,601 to $93,600,3 people $73,801 - $105,300,4 people $82,000 - $117,000. No cash buyers, no rentals, must be primary residence. HOA gate, pool,spa clubhouse font yard landscape (other than patio) $230/month.