LOW HOA…LOCATION! LOCATION! LOCATION!!! WELCOME TO YOUR DREAM HOME IN THE SOUGHT-AFTER MONTECITO/OTAY RANCH COMMUNITY, which exudes elegance and modern living. This stunning two-story house boasts upgrades and perfectly blends luxury and comfort… This 2-story home boasts an open concept of living. It is MOVE-IN READY, With PAID OFF SOLAR, PAID OFF WATER SOFTENER, complete large windows, and high ceilings creating a light and bright atmosphere with plenty of natural lights, a car garage with a long driveway, and EV CHARGING. As you step inside, you’ll immediately notice the open floor plan leading you to the gourmet kitchen., which features gorgeous granite countertops and high-end stainless steel appliances, making it a perfect place for cooking and entertaining. The dining area is ideal for hosting dinner parties or enjoying a family meal. The main level features a spacious bedroom and full bathroom, perfect for guests. This is an excellent feature for those who may have difficulty with stairs. Upstairs, you'll find a SPACIOUS LOFT AREA THAT CAN SERVE A SIXTH-BEDROOM OR AN OFFICE. THE TRUE GEM of this home is the stunning backyard with a CALIFORNIA ROOM. THE meticulously manicured turf creates a low-maintenance, oasis perfect for entertaining or rekaxing. That gorgeous backyard adds the perfect ambiance for a cozy night outside. The primary suite is a peaceful oasis, with generous size, his and her dual sink, and a large walk-in closet. Three additional bedrooms, a full bathroom, and a laundry room complete the second-level innovative features like a whole-house WI-FI and energy efficiency with a paid-off solar system… THE VILLAGE OF MONTECITO has resort-style amenities, including a clubhouse, two large pools, a gym, dog parks, private parks, a recreation center, multiple tennis courts, multiple basketball courts, a picnic area, a spa, multiple parks, and a playground. HIGHLY DESIRED LOCATION WITH PROXIMITY TO FREEWAYS, SHOPPING MALLS ( Otay Ranch malls, Homegoids, Ross, World Market, Best Buy, Ulta, Apple Store, Vons, Barons) DINING ( Garbattela, Chilis, Cheesecake Factory, Jarinas, Panda Express and MORE) and Entertainment… DO NOT MISS OUT ON THE OPPORTUNITY TO OWN THIS BEAUTIFUL HOME IN ONE OF THE MOST DESIRABLE AREAS WITH LOW HOA FEES OF OTAY RANCH/MONTECITO… Schedule your showing now and experience the essence of Montecito /Otay Ranch Living!!!