NO HOA! This self-managed condo offers the freedom of no monthly HOA dues, assessments, or Mello-Roos! The Dunes neighborhood is nestled between Oxnard Shores and Channel Islands Harbor, allowing for openness and generously sized beach lots. 912 Catamaran St. features a dedicated driveway, a built-in 2-car garage, and a fully enclosed backyard with an updated privacy fence.This home has been meticulously updated with over $100K in improvements, including landscaping, gutters, an outdoor shower, new flooring, upgraded appliances, smart home features, and a stunning walnut door.The versatile floor plan offers junior ADU potential. The ground floor includes two bedrooms, each with ensuite bathrooms and private entrances, thoughtfully designed for JADU possibilities. Upstairs, the spacious owner's suite is accompanied by an additional bedroom, a full bath, and an open-concept living area. Enjoy colorful sunset views from the kitchen & living areas as well as stunning sunrises and sweeping vistas of the Santa Monica Mountains from the owner's suite.