Welcome to this 4-bedroom, 3.5-bath home with a HUGE BONUS LOFT in Otay Ranch Montecito! As you step inside, you'll be greeted by the comfortable living room, open-concept dining area, and a fully equipped kitchen seamlessly connected. There's a spacious walk-in pantry and a convenient half bath with direct access to the 2-car garage. On the 2nd floor, you'll find the Primary Bedroom, as well as the 2nd and 3rd bedrooms, a laundry room equipped with a new washer and dryer, and a hallway full bath featuring dual sinks and a shower-tub combination. What makes this home unforgettable is the 3rd level, which offers a spacious and bright loft and the 4th bedroom with a full bath, making it an ideal space for a home office, entertainment area, or additional living space. From the master bedroom and loft, you can enjoy beautiful views of Saburo Muraoka Elementary playground and the new park. Being part of the Montecito community, you'll have access to various amenities, including a bright community pool and a clubhouse. This secure community pool area is a great place to relax, complete with barbecue facilities, gym, basketball and tennis courts, kids' playground, and walking/biking trails. A prime location, close to shopping, schools, restaurants and freeways. This townhouse is the top choice for your family. Let's celebrate the holidays in your new home.