***********Attention Buyers - Seller financing available a fixed interest only ************ This unique one-of-a-kind property boasts 127 feet of golf course frontage on the 11th hole with ocean views. PRIVACY is #1 on this unique 12,100 square-foot lot with its own private gated drive. Park 6 cars in your own driveway with an attached 2-car garage. This property is a lavish three-bedroom, 1969-square-foot residence situated on The Monarch Beach Golf Course directly across the street from the Waldorf Estoria. Walk out your private gate to Ritz Cove and the ocean. This furnished home is within the exclusive gated Monarch Beach Community, this exquisite home boasts a sprawling, manicured lawn adorned with vibrant fruit trees. Step into the grand foyer opens where a half bath and an elegant staircase with a rich wooden rail set the stage for sophistication. The inviting family/great room flows effortlessly into the gourmet kitchen, perfect for entertaining. The open kitchen features a sleek breakfast bar, a large stainless-steel sink, a dishwasher, a gas range, and a refrigerator. With cabinetry extending to the ceiling, storage is abundant. The adjacent dining room, bathed in natural light, offers breathtaking views of the 11th hole of Monarch Beach Golf Links. The opulent living room continues the theme of elegance, showcasing stunning golf course vistas and a magnificent stone fireplace. Both the living and family rooms provide direct access to the expansive backyard. Thirteen feet of glass panel doors in the living room opens to a luxurious 23 feet-covered patio adorned with sophisticated floating chairs, ideal for lounging and entertaining as golfers pass by. A grand Ficus tree not only provides shade but also ensures privacy. Across the lush lawn, a stylish gazebo with a built-in BBQ and warming drawers stands ready for unforgettable summer soirées. The sumptuous primary bedroom upstairs offers sweeping ocean views and an indulgent ensuite bathroom with a soaking tub and a walk-in shower. A separate hall leads to a spacious secondary bedroom, a refined guest bathroom, and a charming third bedroom, completing the upper level.